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홍차넷
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Warning: Use of undefined constant memo - assumed 'memo' (this will throw an Error in a future version of PHP) in /home/redtea/html/pb/lib.php on line 237
Warning: Use of undefined constant is_admin - assumed 'is_admin' (this will throw an Error in a future version of PHP) in /home/redtea/html/zero_header.php on line 269
Warning: Use of undefined constant level - assumed 'level' (this will throw an Error in a future version of PHP) in /home/redtea/html/zero_header.php on line 300
Warning: Use of undefined constant title - assumed 'title' (this will throw an Error in a future version of PHP) in /home/redtea/html/pb/bbs_title.php on line 16
질문
Warning: Use of undefined constant no - assumed 'no' (this will throw an Error in a future version of PHP) in /home/redtea/html/pb/bbs_title.php on line 21
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- 질문 게시판입니다.
Warning: Use of undefined constant use_formmail - assumed 'use_formmail' (this will throw an Error in a future version of PHP) in /home/redtea/html/pb/lib.php on line 519
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전체기타게임진로연애가정/육아체육/스포츠교육의료/건강철학/종교IT/컴퓨터여행과학문화/예술법률홍차넷경제
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Warning: Use of undefined constant name - assumed 'name' (this will throw an Error in a future version of PHP) in /home/redtea/html/a_skin/bbsd/view.php on line 2
Warning: Use of undefined constant HTTP_HOST - assumed 'HTTP_HOST' (this will throw an Error in a future version of PHP) in /home/redtea/html/pb/memo_replace.php on line 3
Warning: Use of undefined constant x - assumed 'x' (this will throw an Error in a future version of PHP) in /home/redtea/html/a_skin/bbsd/view.php on line 10
Warning: Use of undefined constant use_category - assumed 'use_category' (this will throw an Error in a future version of PHP) in /home/redtea/html/a_skin/bbsd/view.php on line 40
| Date |
Warning: Use of undefined constant reg_date - assumed 'reg_date' (this will throw an Error in a future version of PHP) in /home/redtea/html/a_skin/bbsd/view.php on line 53 18/08/02 01:36:01 Warning: Use of undefined constant mod_date - assumed 'mod_date' (this will throw an Error in a future version of PHP) in /home/redtea/html/a_skin/bbsd/view.php on line 56 |
| Name | 180611 |
| Subject | 전세자금대출 어디서 받아야 될까요? |
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안녕하세요. 전세자금대출을 알아보고 있는데 어디서 어떤 조건으로 대출을 받는 것이 가장 유리한 것인지 알고 싶습니다. 현재 상황 1. 전세 보증금 3억 5천만원 (서울 소재 아파트) 2. 신혼부부 2년차 (16년 9월 혼인신고) 3. 자녀 1명 4. 보유 현금 3억원으로 5천만원 가량 대출 필요 5. 부부합산 연소득 5900만원 (17년 기준) 버팀목 전세대출을 알아봤는데 전세 보증금이 3억원이 초과되어 대상이 안되더군요. 질문 1. 일반 시중은행을 모두 방문해서 금리 비교 후 결정하는게 답인가요? 질문 2. 전세로 거주하면서 수도권 아파트에 청약을 계속 시도해볼 생각인데요. 혹여 당첨되면 계약금(보통 1억 이상)을 마련해야 하는데 그럴 경우를 대비해서 현금을 어느 정도 가지고 있는게(전세 대출을 더 받는게) 나을까요? 사회 선배님들의 조언 부탁드립니다. Warning: Use of undefined constant no - assumed 'no' (this will throw an Error in a future version of PHP) in /home/redtea/html/a_skin/bbsd/view.php on line 133 Warning: Use of undefined constant no - assumed 'no' (this will throw an Error in a future version of PHP) in /home/redtea/html/a_skin/bbsd/view.php on line 146 Warning: Use of undefined constant vote - assumed 'vote' (this will throw an Error in a future version of PHP) in /home/redtea/html/a_skin/bbsd/view.php on line 161 0 이 게시판에 등록된 180611님의 최근 게시물
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Warning: Use of undefined constant use_formmail - assumed 'use_formmail' (this will throw an Error in a future version of PHP) in /home/redtea/html/pb/view.php on line 605
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Warning: Use of undefined constant is_admin - assumed 'is_admin' (this will throw an Error in a future version of PHP) in /home/redtea/html/pb/lib.php on line 605
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Warning: Use of undefined constant no - assumed 'no' (this will throw an Error in a future version of PHP) in /home/redtea/html/pb/lib.php on line 614
Warning: Use of undefined constant ismember - assumed 'ismember' (this will throw an Error in a future version of PHP) in /home/redtea/html/pb/lib.php on line 616
Warning: Use of undefined constant x - assumed 'x' (this will throw an Error in a future version of PHP) in /home/redtea/html/pb/lib.php on line 618
Warning: Use of undefined constant name - assumed 'name' (this will throw an Error in a future version of PHP) in /home/redtea/html/pb/lib.php on line 618
Warning: Use of undefined constant x - assumed 'x' (this will throw an Error in a future version of PHP) in /home/redtea/html/pb/view.php on line 612
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Warning: Use of undefined constant no - assumed 'no' (this will throw an Error in a future version of PHP) in /home/redtea/html/pb/view.php on line 628
Warning: Use of undefined constant HTTP_HOST - assumed 'HTTP_HOST' (this will throw an Error in a future version of PHP) in /home/redtea/html/pb/view.php on line 640
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Warning: Use of undefined constant HTTP_HOST - assumed 'HTTP_HOST' (this will throw an Error in a future version of PHP) in /home/redtea/html/pb/cmt_replace.php on line 3
Warning: Use of undefined constant ismember - assumed 'ismember' (this will throw an Error in a future version of PHP) in /home/redtea/html/a_skin/bbsd/view_comment.php on line 6
Warning: Use of undefined constant ismember - assumed 'ismember' (this will throw an Error in a future version of PHP) in /home/redtea/html/a_skin/bbsd/view_comment.php on line 22
Warning: Use of undefined constant file_name - assumed 'file_name' (this will throw an Error in a future version of PHP) in /home/redtea/html/a_skin/bbsd/view_comment.php on line 28
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44452 class="iamcmt" style="display:none;"> Warning: Use of undefined constant no - assumed 'no' (this will throw an Error in a future version of PHP) in /home/redtea/html/a_skin/bbsd/view_comment.php on line 66
44452 class='vcm '>
Warning: Use of undefined constant x - assumed 'x' (this will throw an Error in a future version of PHP) in /home/redtea/html/a_skin/bbsd/view_comment.php on line 70
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44452'> 낟알
Warning: Use of undefined constant mod_date - assumed 'mod_date' (this will throw an Error in a future version of PHP) in /home/redtea/html/a_skin/bbsd/view_comment.php on line 133
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18/08/02 11:26
44452>삭제 주소복사
Warning: Use of undefined constant level - assumed 'level' (this will throw an Error in a future version of PHP) in /home/redtea/html/a_skin/bbsd/view_comment.php on line 150
1. 디딤돌 받으시면 되요(https://www.hf.go.kr/hf/sub01/sub01_01_01.do#/jwxe_main_content)
2-1. 디딤돌 대출 한도 나오는만큼 받으실 수 있고 대출액은 바로 이삿날 집주인 통장으로 찍힙니다.
2-2. 서울 지역에 계약금이 1억인 주택=분양가가 8억이상인 주택인데 당첨될 가능성은 제쳐두고
중도금 대출이 가능한가(9억기점)의 여부에 따른 자금조달계획을 세워보... 더 보기
2-1. 디딤돌 대출 한도 나오는만큼 받으실 수 있고 대출액은 바로 이삿날 집주인 통장으로 찍힙니다.
2-2. 서울 지역에 계약금이 1억인 주택=분양가가 8억이상인 주택인데 당첨될 가능성은 제쳐두고
중도금 대출이 가능한가(9억기점)의 여부에 따른 자금조달계획을 세워보... 더 보기
1. 디딤돌 받으시면 되요(https://www.hf.go.kr/hf/sub01/sub01_01_01.do#/jwxe_main_content)
2-1. 디딤돌 대출 한도 나오는만큼 받으실 수 있고 대출액은 바로 이삿날 집주인 통장으로 찍힙니다.
2-2. 서울 지역에 계약금이 1억인 주택=분양가가 8억이상인 주택인데 당첨될 가능성은 제쳐두고
중도금 대출이 가능한가(9억기점)의 여부에 따른 자금조달계획을 세워보세요.
최근 서울시내 분양은 전부 입주전 매매 금지라 등기칠때까지 자금을 조달했다가 팔던가 실입주해야하는데,
서울은 요새 매매가 대비 주택담보대출이 40%밖에 안나오기 때문에 자금이 3억이면 별도로 돈마련이 가능해야 합니다.
수도권이라고 말씀하셨으니 대출이 좀 더 나오는 지역에 더 저렴한 분양가를 목표로 하시는것도 좋겠네요.
2-1. 디딤돌 대출 한도 나오는만큼 받으실 수 있고 대출액은 바로 이삿날 집주인 통장으로 찍힙니다.
2-2. 서울 지역에 계약금이 1억인 주택=분양가가 8억이상인 주택인데 당첨될 가능성은 제쳐두고
중도금 대출이 가능한가(9억기점)의 여부에 따른 자금조달계획을 세워보세요.
최근 서울시내 분양은 전부 입주전 매매 금지라 등기칠때까지 자금을 조달했다가 팔던가 실입주해야하는데,
서울은 요새 매매가 대비 주택담보대출이 40%밖에 안나오기 때문에 자금이 3억이면 별도로 돈마련이 가능해야 합니다.
수도권이라고 말씀하셨으니 대출이 좀 더 나오는 지역에 더 저렴한 분양가를 목표로 하시는것도 좋겠네요.
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