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홍차넷
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티타임
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- 다양한 주제에 대해 자유롭게 글을 작성하는 게시판입니다.
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전체기타일상/생각꿀팁/강좌방송/연예도서/문학영화의료/건강문화/예술경제생활체육과학/기술철학/종교정치요리/음식역사여행육아/가정IT/컴퓨터음악창작게임스포츠사회오프모임
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| Date |
Warning: Use of undefined constant reg_date - assumed 'reg_date' (this will throw an Error in a future version of PHP) in /home/redtea/html/a_skin/bbsd/view.php on line 53 18/09/22 10:22:12 Warning: Use of undefined constant mod_date - assumed 'mod_date' (this will throw an Error in a future version of PHP) in /home/redtea/html/a_skin/bbsd/view.php on line 56 |
| Name | 풀잎 |
| Subject | 미국의 임대주택 사업 중에 BMR |
|
미국에는 각 도시마다 Below market rate purchase program 이라는 제도가 있습니다. 정부의 HUD 부서에서 운영하는데요. 자세한 사항은 도시마다 HUD 부서에 문의를 하면 됩니다. 임대아파트와 비슷하지만 약간은 다른것 같은데 우리나라에도 이런 제도가 있는지 궁금합니다. 저희도 10년전에 처음 집을 사는 첫 구매자로써 관심이 있어서 도시주택과의 BMR 소개 프로그램을 들었는데요. 실거주를 목적으로 한다면 집 구매자에게 아주 좋은 프로그램이구나 싶었어요. BMR 은 건설회사가 주택단지를 지을때에 몇 채 이상 짓는 건설사 등등... 건설사쪽에도 규제가 있는데 단지내의 10% 혹은 몇 채를 시에서 제공하는 BMR unit 으로 할당해서 팔도록 하는 것이었어요. 예를들면 집값이 10억이라면, BMR 유닛은 1/3가격인 3억 정도에 판매하는데요. 외부모양은 거의 다 비슷한데 구조가 살짝 다르거나 그 블럭안에서 입지조건이 가장 좋지 않은 짜투리땅이거나 길가 도로에 인접해서 인기가 없을 것 같은 유닛, 우리나라로 치면 아파트를 지어서 인기가 없을 것 같은 층 유닛을 BMR 유닛으로 내어 놓습니다. 대신에 구매자들은 여러가지 제약이 있었어요. 시에따라서 다른데요. 그 집을 구매할 있는 각각 가정의 소득 제한이 있었구요. 보통은 중산층까지 되어요. 저희지역을 보니 연소득 1.2억 (4인가족) 이 정도네요. 그 프로그램 혜택자들은 40-55년간 거주해야 하구요. 손님이나 렌트/임대산업을 못하며 친척방문도 1주일 이상 할 수 없으며 가족이외에는 지낼 수 없구요. 40-55년간 집을 마켓시세로 팔수가 없어요. 중간에 이사를 나가면 권리를 포기하는 걸로 되어서 다른 BMR 웨이팅하는 사람에게 다시 되파는가 그랬던것 같아요. 좋은 점은 40-55년 후에는 그 집이 제재에서 풀리게되면 마켓시세로 집주인이 팔수가 있게되어요. 어느 단지를 사고 싶다고 하는 것은 아니고 제한이 많이 있어서 일단 구매자는 순서와 점수가 있어서 우선순위대로 있구요. 내 순위가 되면 정부에서 소개하는 유닛을 보고 맘에 들면 구매를 하면 되고 맘에 안들면 제 순위는 다시 뒤로 골찌로 가거나 기억이 가물가물하네요. 암튼..선택을 할 수 없고 주는대로 구매의사를 밝혀야했어요. 그래서 저희 한테는 그 때 당시 큰 아파트 단지 새콘도를 보러 오라고 했었고 저희가 소망했던 유닛은 위치도 좋고 집 크기도 더 큰 단지를 희망했었는데요.보통 주택가격의 그 때 당시 1/3 가격 정도를 지불하면 되었던 것 같아요. 그 때 당시에 저희도 우선순위였는데요. 그 집들 당첨되어서 샀었으면 시세를 보니 현재는 하나는 1.4 밀리언 더 좋았던 유닛은 2.4 밀리언이네요. 14억 혹은 24억... 그 때 거기를 샀었어야 했나 하는 생각이 들지만...누가 알았겠어요. 이렇게 집이 뛸런지..... 오랜기간 되팔지못하거나 제한이 있다는 제약때문에 망설이고 BMR 유닛을 저희가 포기를 했었거든요. 친척분 중에 미국서 집 못사신 분 있으시면 BMR unit 으로 구매하시라고 귀뜸해주세요. 참..우리나라도 비슷한 프로그램이 있을런지 ... 아니면 임대 아파트 정책을 이런식으로 도입하면 좀 더 차별도 없어지고 좋을 것 같아요. 정부쪽 주택 정책관련분들은 이미 아시겠지요. 참고하시고 싶으신 분들은 아래 링크로... http://www.hellohousing.org/wp-content/uploads/2014/07/BMR-Housing-Program-Guidlines.pdf 읔...제가 교육받았을때와 정보가 많이 업데이트되고 달라졌나봐요. 제가 프로그램 웨이팅에 있을때는 25-30년동안 살아야한다고 했는데 그 사이에 많이 바뀌었네요. 40-55년 시마다 다르네요. Deed restriction 주택을 파는 제한이 55년이래요. ㅠㅠ 잘못된 정보도 있을 수 있으니 미국분들은 거주하는 도시의 주택사업부 HUD에다 직접하시기를... Warning: Use of undefined constant no - assumed 'no' (this will throw an Error in a future version of PHP) in /home/redtea/html/a_skin/bbsd/view.php on line 133 Warning: Use of undefined constant no - assumed 'no' (this will throw an Error in a future version of PHP) in /home/redtea/html/a_skin/bbsd/view.php on line 146 Warning: Use of undefined constant vote - assumed 'vote' (this will throw an Error in a future version of PHP) in /home/redtea/html/a_skin/bbsd/view.php on line 161 4
이 게시판에 등록된 풀잎님의 최근 게시물 |
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Warning: Use of undefined constant ismember - assumed 'ismember' (this will throw an Error in a future version of PHP) in /home/redtea/html/a_skin/bbsd/view_comment.php on line 6
Warning: Use of undefined constant file_name - assumed 'file_name' (this will throw an Error in a future version of PHP) in /home/redtea/html/a_skin/bbsd/view_comment.php on line 28
Warning: Use of undefined constant no - assumed 'no' (this will throw an Error in a future version of PHP) in /home/redtea/html/a_skin/bbsd/view_comment.php on line 65
115064 class="iamcmt" style="display:none;"> Warning: Use of undefined constant no - assumed 'no' (this will throw an Error in a future version of PHP) in /home/redtea/html/a_skin/bbsd/view_comment.php on line 66
115064 class='vcm '>
Warning: Use of undefined constant x - assumed 'x' (this will throw an Error in a future version of PHP) in /home/redtea/html/a_skin/bbsd/view_comment.php on line 70
Warning: Use of undefined constant x - assumed 'x' (this will throw an Error in a future version of PHP) in /home/redtea/html/a_skin/bbsd/view_comment.php on line 71
Warning: Use of undefined constant no - assumed 'no' (this will throw an Error in a future version of PHP) in /home/redtea/html/a_skin/bbsd/view_comment.php on line 76
Warning: Use of undefined constant ismember - assumed 'ismember' (this will throw an Error in a future version of PHP) in /home/redtea/html/a_skin/bbsd/view_comment.php on line 117
Warning: Use of undefined constant ismember - assumed 'ismember' (this will throw an Error in a future version of PHP) in /home/redtea/html/a_skin/bbsd/view_comment.php on line 118
Warning: Use of undefined constant ismember - assumed 'ismember' (this will throw an Error in a future version of PHP) in /home/redtea/html/a_skin/bbsd/view_comment.php on line 119
Warning: Use of undefined constant ismember - assumed 'ismember' (this will throw an Error in a future version of PHP) in /home/redtea/html/a_skin/bbsd/view_comment.php on line 120
Warning: Use of undefined constant ismember - assumed 'ismember' (this will throw an Error in a future version of PHP) in /home/redtea/html/a_skin/bbsd/view_comment.php on line 121
115064'> 맥주만땅
Warning: Use of undefined constant mod_date - assumed 'mod_date' (this will throw an Error in a future version of PHP) in /home/redtea/html/a_skin/bbsd/view_comment.php on line 133
Warning: Use of undefined constant no - assumed 'no' (this will throw an Error in a future version of PHP) in /home/redtea/html/a_skin/bbsd/view_comment.php on line 140
Warning: Use of undefined constant no - assumed 'no' (this will throw an Error in a future version of PHP) in /home/redtea/html/a_skin/bbsd/view_comment.php on line 140
Warning: Use of undefined constant reg_date - assumed 'reg_date' (this will throw an Error in a future version of PHP) in /home/redtea/html/a_skin/bbsd/view_comment.php on line 142
18/09/22 10:28
115064>삭제 주소복사
Warning: Use of undefined constant level - assumed 'level' (this will throw an Error in a future version of PHP) in /home/redtea/html/a_skin/bbsd/view_comment.php on line 150
재미있는 제도이군요.
최첨단 자본주의국가에 이런 제도가 있다니......
Warning: Use of undefined constant level - assumed 'level' (this will throw an Error in a future version of PHP) in /home/redtea/html/a_skin/bbsd/view_comment.php on line 158
Warning: Use of undefined constant password - assumed 'password' (this will throw an Error in a future version of PHP) in /home/redtea/html/a_skin/bbsd/view_comment.php on line 166
Warning: Use of undefined constant vote - assumed 'vote' (this will throw an Error in a future version of PHP) in /home/redtea/html/a_skin/bbsd/view_comment.php on line 171
Warning: Use of undefined constant vote - assumed 'vote' (this will throw an Error in a future version of PHP) in /home/redtea/html/a_skin/bbsd/view_comment.php on line 172
Warning: Use of undefined constant vote - assumed 'vote' (this will throw an Error in a future version of PHP) in /home/redtea/html/a_skin/bbsd/view_comment.php on line 172
Warning: Use of undefined constant no - assumed 'no' (this will throw an Error in a future version of PHP) in /home/redtea/html/a_skin/bbsd/view_comment.php on line 173
Warning: Use of undefined constant no - assumed 'no' (this will throw an Error in a future version of PHP) in /home/redtea/html/a_skin/bbsd/view_comment.php on line 173
Warning: Use of undefined constant vote - assumed 'vote' (this will throw an Error in a future version of PHP) in /home/redtea/html/a_skin/bbsd/view_comment.php on line 173
최첨단 자본주의국가에 이런 제도가 있다니......
Warning: Use of undefined constant level - assumed 'level' (this will throw an Error in a future version of PHP) in /home/redtea/html/a_skin/bbsd/view_comment.php on line 158
Warning: Use of undefined constant password - assumed 'password' (this will throw an Error in a future version of PHP) in /home/redtea/html/a_skin/bbsd/view_comment.php on line 166
Warning: Use of undefined constant vote - assumed 'vote' (this will throw an Error in a future version of PHP) in /home/redtea/html/a_skin/bbsd/view_comment.php on line 171
Warning: Use of undefined constant vote - assumed 'vote' (this will throw an Error in a future version of PHP) in /home/redtea/html/a_skin/bbsd/view_comment.php on line 172
Warning: Use of undefined constant vote - assumed 'vote' (this will throw an Error in a future version of PHP) in /home/redtea/html/a_skin/bbsd/view_comment.php on line 172
Warning: Use of undefined constant no - assumed 'no' (this will throw an Error in a future version of PHP) in /home/redtea/html/a_skin/bbsd/view_comment.php on line 173
Warning: Use of undefined constant no - assumed 'no' (this will throw an Error in a future version of PHP) in /home/redtea/html/a_skin/bbsd/view_comment.php on line 173
Warning: Use of undefined constant vote - assumed 'vote' (this will throw an Error in a future version of PHP) in /home/redtea/html/a_skin/bbsd/view_comment.php on line 173
115064>
115064>
